Indiana Gay Bars

Whether visiting Indiana or a local, there are Indiana gay bars that have all the fun and entertainment for a great night out. When the bar is Talbot Street there is live music, DJs, live performers and weekly special events. The bar has trendy table seating or just sit at the bar and stylish atmosphere. Talbot Street is located at 2145 N. Talbot St. in Indianapolis.

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Gregs is in Indianapolis Gay bar is located 231 E. 16th St. in Indianapolis and has something for everyone with live entertainment, drag shows, pools tournaments and DJs trendy atmosphere. They have a full menu drink, there is a large dance floor is and they have free WiFi terminals.

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When visiting in Mishawaka the hottest Indiana gay club is Truman's Night Club, where there is all types of live entertainment and it is located at 100 Center Street in Mishawaka. The club has guest like Alex Allabach, Annastacia DeMoore and Foxie LaRae. There is also karaoke, Friday featured cocktails and all types of special events like Mardi Gras Weekend, the second Wednesday of the month is Bingo night, DJ's and Trivia the 4th Thursday of the month. There are Sunday shows, birthday specials, free Wi-Fi and Saturday nights there is a complimentary buffet in the lounge.

When visiting South Bend there is the Starzbar, this is located on 1505 Kenton Street, that offers drinks specials, Dancers and private bookings.

In Bloomington the Indiana gay bar to visit is Willy Joe's located at 400-/2 West 11th Street. This is a bar with patio seating, premium beer; they also serve appetizers and have live entertainment.

In Lake Station Indiana there is the Axcis Nightclub located on 2425 Rush Street, with live entertainment, a full cocktail menu and is a video bar.

Indiana Gay Bars

Nathaly Dedeyan is co-owner of http://indianagaybars.com a free online directory of gay bars and clubs in Indiana. Visitors to http://indianagaybars.com are able to browse and rate or review gay bars and clubs in the Indiana area and club owners are able to submit their clubs and bars, news, photos and upcoming events for free.

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Become a Mortgage Broker in Indiana - Indianapolis Mortgage Broker Information

You probably read the title of this article wondering why you would want to become a mortgage broker in Indiana? Or you might already have a great reason to become a mortgage broker and you are searching for information on how to become a mortgage broker.

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I am going to give you my top 5 reasons to become a mortgage broker no matter where you are, and I will explain why Indiana is such a great choice for mortgage brokers.

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Reason #1 - The mortgage business is very lucrative

Think about it this way, a loan officer can make a six figure income each year, easily. If you have 4-6 of them working for you and they make six figures a year, think about what type of money you would be making. In order to make six figures as a loan officer you have to close 10-15 loans a month and create revenue for your company of about double what you make. That translates into an income for you, the broker, of over a half million dollars a year, not to shabby.

Reason #2 - The mortgage industry will never go away

The only way the mortgage industry will disappear is if, somehow, everybody can afford to pay cash for their homes. That will never happen. We will always need houses and we will always need financing to buy those houses. This is pretty good job security, don't you think?

Reason #3 - The mortgage industry only requires 40 hours of work a week

If you set up your business correctly you can offer your loan officers a lot of freedom to come and go as they please. Plus you can do the same. There is no reason for you to be open more than 5 days a week for 40 hours total. This means no overtime and no weekends of work. You can spend that time with your family where you belong.

Reason #4 - Your advertising is simple and can be done by a third party or yourself

All you have to do to advertise is design a letter that is written to your potential customers. Then, you purchase a mailing list of homeowners in your area and send it out. Instruct your prospects to call your office if they are interested and then, sell the leads on one of your programs from one of your lenders.

I worked for a mortgage broker for 4 months and this is all they did. I sold more loans for them than I did for anybody else, and I never had to do any telemarketing at all. Loan officers will find their own referrals and lead if you don't make them do any cold calling. You can also purchase leads online for a good price and sell those.

Reason #5 - You are able to help people with good or bad credit and you get a sense of pride from helping others

As humans we get a certain sense of joy from helping others. The thank you letters, hugs, and compliments you will get when you turn someone's financial life around or help them buy their first house will amaze you. Sometimes this is enough and the money is just extra. This is by far the best reason to become a mortgage broker and the most rewarding

Now, why would I pick Indiana for my new mortgage broker business? Indiana is not flooded with mortgage brokers yet, which means the competition is not too crazy. Another great reason is because Indianapolis, Fort Wayne, Terre Haute, and Muncie are all growing and so are the smaller cities around those areas.

There are also a lot of rural areas in Indiana, which means that if you can specialize in rural loans you can really enter into a niche market. It is very hard to get a good loan in a rural area because so many loan officers and mortgage brokers don't try hard enough to make these loans happen.

Now you have all my reasons for becoming a mortgage broker, and you have my choice for where I would open up at. Use this information along with some mortgage training and you will be well on your way to a new and very lucrative business.

Become a Mortgage Broker in Indiana - Indianapolis Mortgage Broker Information

Get the training you need in as little as 6 weeks. Become a Mortgage broker or a loan officer quicker than you could ever imagine. Follow the link below for the best online mortgage training you can find:

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Indiana Public Intoxication

In the state of Indiana you can be charged with public intoxication if you have been consuming alcohol or a controlled substance in a public area or a place of public resort. Under Indiana law you can also be charged with public intoxication if you are on a vehicle used for public transportation (bus, trolley, cruise boats, taxi), at an airport, train station, movie theater.

If you are arrested for public intoxication in Indiana the peace officer can do one of two things to you. The arresting officer can take you to jail if you are endangering the well being of yourself or others around you, or if you are not being a public nuisance the officer may take you too your house, a relatives house, a responsible friends house that is willing to give consent to take care of you.

CNA CLASSES IN INDIANAPOLIS

This section of the Indiana state code is usually for people convicted of being publicly intoxicated because of alcohol, not controlled substances.

Any individual consuming alcohol or controlled substances in a public place in Indiana is punishable with a Class B misdemeanor. The maximum punishment for a public intoxication sentence is 180 days in jail, and/or fines no greater then ,000 dollars.

In the state of Indiana criminal charges are EXTREMELY hard to be expunged. If you are convicted on a public intoxication charge it may go on your permanent record FOREVER. Do yourself a favor and seek out a lawyer today by visiting our website http://publicintox.com.

Indiana Public Intoxication

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Car Insurance Guidelines For Indianapolis, Indiana

Facts about Indianapolis Car Insurance

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Indianapolis insurance falls under the legal requirements instituted by the state of Indiana. Indiana's minimum requirements for liability insurance are ,000 for uninsured motorist coverage, ,000 for Property Damage Liability, and ,000 for underinsured motorist coverage.

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Voluntary types of coverage available in Indianapolis include medical payments, collision, comprehensive, towing and car rental. Though collision coverage is not required legally by the state of Indiana, it is often required by the lender if you still owe a balance on your automobile loan.

Though Indiana's Department of Insurance does not "fix" rates, it does require every auto insurance provider to file the rates and forms with the Department before implementing them. The Department examines each company's intentions to ensure consumers are getting car insurance at a fair price. The Department also requires that rates be open for public inspection. This benefits you because you can compare rates from numerous providers in Indianapolis without making a commitment to purchase.

Determining Rates

Indianapolis providers use a number of factors when determining your car insurance premium. These include (but are not limited to) gender and age, marital status, type of automobile, place of residence, financial credit scores, daily commute distance, driving record, driver training (if you have completed a driver's course), history of automobile claims, and the deductible and type of coverage chosen.

Insurance companies combine these factors with general statistics, a process that helps the provider come to reasonable conclusions about the amount of risk each driver poses. Indianapolis statistics about drivers, cars and highways are readily available so you can see how your area fares in the eyes of insurers. For example, the average daily commute in Indianapolis is 22.7 minutes. The city reported 70 fatal automobile crashes in 2007, which involved 174 people and 114 automobiles. Indianapolis had an estimated 7,680 car thefts that same year. You can research statistics such as these and find lists of the most stolen cars in Indianapolis as well as the safest cars to drive.

As you research auto insurance companies in Indianapolis, be sure to compare the rates based on the following criteria:

*Does the policy provide adequate coverage?

*Can you lower your premium by raising your deductible?

*Does the company offer discounts for student drivers (good grades and training), a good driving history, safety features on your vehicle, etc.?

*Can you depend on the company when you need to file a claim?

*How is the company rated financially? (Use A. M. Best Rating Service and others to find out.)

*Will insuring your vehicle and home with the same company save you money?

*Can you lower your premium by implementing anti-theft devices or by parking your car in a locked garage versus on the street?

Ask these questions about each provider so you can make an informed decision. Lower price is not always best if it means sacrificing the quality of service you receive. Indiana's average car insurance premium is ,715 per year (as of 2009). This is right in tune with the national average of ,735. But with online auto insurance comparisons, you might be able to get even better rates. Use these guidelines to start your search for affordable car insurance in Indianapolis today.

Car Insurance Guidelines For Indianapolis, Indiana

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More Interesting Trivia and Facts About Indianapolis and Indiana

Indianapolis is Indiana's capital. It is also Marion County's county seat. In 2006, the estimated population of Indianapolis has reached 795,458. This is excluding the towns. This made Indianapolis, the largest city of Indiana and the United Sates' fourteenth largest city. In the Midwest, it ranks as the 3rd largest city. It also ranks the 2nd most populous state capital, following Arizona ad Phoenix.

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With the current diversified economy of Indianapolis, it contributes to the fields of healthcare, education and finance. Another vital part of its economy is its Tourism industry, especially since it hosts numerous sporting events and conventions. Amongst these, the most loved and popular is the Indianapolis 500 Race. Aside from this, they hosted the Men's and Women's NCAA Basketball Tournament as well as the Allstate 400.

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Interesting Facts about Indiana

The 1st long-distance auto race was held here on May 30, 1911 at the Indianapolis /motor Speedway. The winner had an average of 75 miles per hour, bagging the 1st place with ,000. The average speed is currently estimated to be more than 167 miles per hour, with the prize reaching .2 million. This has made the Indianapolis Motor Speedway the site for the greatest sports spectacle, the Indianapolis 500. This is held every weekend of Memorial Day, right along Hoosier capital city. It is about 500 miles or 200 laps long.

At the age of 7, Abraham Lincoln reportedly moved to Indiana, and he lived most of his boyhood in Spencer County. He lived with his proud parents, Nancy and Thomas Lincoln. From Fort Vincennes, explorers Clark and Lewis set out to explore the Northwest Territory. In Huntingburg, the "Hard Rain" movie was filmed.

The P-47 fighter plane was reportedly manufactured At Republic Aviation in Evansville and used during World War II.

In the year 1914, the Raggedy Ann doll was created by Indianapolis' Marcella Gruelle.

On May 4, 1871, in Fort Wayne, they played the 1st professional baseball game.

On February 8, 1941, a popular movie star of the late 1950's known as "James Dean" was born in Marion. He became popular for movies like "Rebel without a Cause" and "East of Eden". Hence, at the age of 24, he died because of an automobile crash.

On April 12, 1947, the popular television host of "Late Show with David Letterman," David Letterman was born in Indianapolis.

Santa Clause is city and namesake of the popular Christmas figure. The locals believe that the city receives more than half a million requests and letters during the Christmas season. Indianapolis is where they publish The Saturday Evening Post. Amidst the meaning of "Indiana" as the "Land of the Indians," is it noted that there are no more than 8,000 Native Americans residing here now.

The "Circus Capital of America" was formerly Peru, Indiana. In the years 1816 up to 1825, Corydon was Indiana's state capital. When Indiana was still a territory, Vincennes served as its capital. Now, Indianapolis is its capital city.

The rapid-fire machine gun was invented by Indianapolis' Richard Gatling in the year 1862.

Sarah Walker is one of the region's first woman millionaires. She is more known as Madame J. C. Walker, and she started as a door-to-door saleswoman of her very own concoction of a conditioning treatment meant for straightening hair. Later on, she amassed millions with her invention.

In the year 1804, in Vincennes, the 1st newspaper of Indiana, Indiana Gazette was published.

More Interesting Trivia and Facts About Indianapolis and Indiana

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Starting Over in Indianapolis, Indiana

A fast growing jigsaw puzzle, the state capital of Indiana has many unique pieces. There's more to life than racing events like the Indy 500 and a Super Bowl Champion that make this a good place to start a new chapter in your life.

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The seat of Marion County, Indianapolis is known as the "Crossroads of America." The 12th largest city in the U.S, the estimated population in 2005 was 784,118, a 6.6% increase since 1990. Greater Indianapolis consists of Marion County and several contiguous counties. The entire area had a population of about 2 million in 2005. The city is made up of White non-Hispanic (67.5%), African American (25.5%) and Hispanic (3.9%). Approximately 15% of residents were living below the poverty level in 2005. Around 81% of the population has earned a high school diploma, 25.4% hold a bachelor's degree or higher. Among people 16 to 19 years old, 10% were dropouts. The average household income of a person residing here in 2005 was ,578, almost ,000 below the national average. The unemployment rate here is 5.5%, slightly higher than the national average.

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Overall, the cost of living in Indianapolis is on par with the rest of the country. Per capita, total state and local tax collections are among the lowest in the country. Utility costs are also relatively low. The average home value was 7,900 in 2005. The national average is about ,000 higher. Housing prices in this expanding area sees some suburban areas with values much higher. In all, 70% of housing is single-unit structures with about 21% of the homes being built since 1990. The cost of residential rental properties in 2005 was 3 per month. Homeowners with mortgages had ,078 of monthly housing costs on average. The risk of personal safety could deter some from moving to Indianapolis. The crime index for the city and Marion County combined is about double the national figure. Inner-city crime greatly impacts statistics collected by the FBI. Serious offenses like murder are on the rise in lower class neighborhoods. By the first half of 2006, Indianapolis saw one of the larger increases in homicides in the country. City officials have begun a campaign to stem violence.

The state capital since 1821, Indianapolis once rivaled Detroit for its automobile manufacturing facilities. The city became a major "hub" for regional transportation with its proximity to Chicago, Louisville, Cincinnati, Columbus and St. Louis. Suburbs quickly emerged by the 1960s, while urban areas decayed. Racial relations deteriorated and tensions heightened in the 70s over growing isolation between races. Since the 1980s, the city has quadrupled its tourism trade, displacing manufacturing as the major economic contributor. With its many points of interest, Indy has developed into a modern city with small-town charm. Tourism and conventions, including the hotel industry, are major economic factors. Of the largest corporate employers in the area are Eli Lilly and Company with over 14,000 jobs, and Purdue University, (13,831 employees). In 2005, the leading industry was educational services, health care and social assistance accounting for 20% of the job force.

Indianapolis has been referred to as "The Amateur Sports Capital of the World". Among the biggest annual events, the city hosts the Indy 500, Allstate 400, U.S. Grand Prix and the NHRA U.S. Nationals. Among the many sports franchises are the 2007 NFL Super Bowl champs, the Indianapolis Colts, as well as, the NBA Indiana Pacers. Moving to Indianapolis for a college education? Some of the biggest colleges in the area include Indiana University-Purdue University with its full-time enrollment of 19,818 students, and Butler University. Indianapolis residents can experience all the seasons in a humid climate. Summers are pleasant and warm. July is the hottest with highs averaging 86 degrees. With polar winds come snowfalls and sometimes frigid winter weather with temperatures in the mid-20s on average. The average annual precipitation is 40 inches. Snowfall varies from about 20 to 30 inches a year. The city maintains 173 parks, including the largest municipally owned and operated park in the country. The White River is now the centerpiece of a 250-acre state park, just blocks from the commercial center. It is home to the Indianapolis Zoo, NCAA headquarters and Hall of Fame, a new state museum and more.

Starting Over in Indianapolis, Indiana

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